How The Application Process Can Save You Time
Everyone has to have an income to meet their needs. What is there to do when you are out of work or in need of a better paying position? If you want to make more money or find a better job, just follow the tips presented here.
Go back to school. Often times, if you want a job you have to acquire new skills. To get something better for yourself, you need to better yourself so that you have more to offer a prospective employer. A number of self-study programs are available on the Internet that allow you to fit your studies into your schedule.
Keep your business relationships and friendships separate. It is advisable to stay on a professional level at all times. Friendships change the environment and can lead to problems. Instead, prevent being friends with them and keep your relationship on a professional level so that your position isn’t put at risk.
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Your job title may be restricting your job search. Expand beyond it. Spend time online conducting research about available job titles, focusing on the similarities. Doing this will help you find a lot more potential employment opportunities.
If you have an old email address, update it to a professional one. The first thing your employer will see is your contact information. If possible, opt for an address that incorporates your last name. You wouldn’t want to rob yourself of that dream job just because you’ve got a silly email address.
You should take advantage of the health insurance. Your premiums are deducted from your check on a pre-tax basis, so the cost is less expensive than an individual plan. If your spouse has insurance, you may be able to join their plan.
Sign up with a reputable employment agency. These agencies are free and can do the legwork to get you a good job. They will assess your skills and help find the best fit for you. Just be sure to keep in contact with the agency. You want your resume to be front and center for the best odds of landing a job.
Network in your area of interest. There are strategies you can use to build a solid network and establish good professional relationships. Learn as much as you can about your industry by taking classes and seminars. interview skills quotesLearn as much as possible to become a thought-proving industry leader.
With this advice in mind, you’ll be more prepared to enter the job market. Regardless of whether or not you have ever been employed, the advice provided here can be of assistance. When searching for a job, use this advice to have an advantage over the competition.
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Operating earnings in the Americas decreased 42 percent, and 41 percent on a constant currency basis. The stock is being punished in today’s trading session and is currently down roughly 9% (a mere $4BN of value destruction). According to a report by Bloomberg , MetLife, the largest U.S. life insurer, plans to cut expenses by 11 percent as low interest rates squeeze investment income. Metlife’s CEO discussed the company’s cost cutting initiatives on it’s earnings call: The plan is to reduce annual costs by about $1 billion by the end of 2019 and will include job cuts, Chief Executive Officer Steve Kandarian said Thursday in a conference call without specifying how many workers will be dismissed by the New York-based company. The insurer had 69,000 employees at the end of 2015, according to its most recent annual report. Central bank policies to suppress interest rates have reduced the income MetLife makes on a bond-dominated investment portfolio valued at more than $500 billion. The company said late Wednesday that second-quarter profit tumbled 90 percent to $110 million on a review of the prospects of a variable-annuity business that the CEO is seeking to exit as part of a proposed separation of a U.S. retail operation. In light of the significant headwinds our industry is facing, MetLife must do even more to avoid simply running in place, Kandarian said. We know this will require us to reduce headcount, which is never an easy step for an organization to take. Our overall goal is to be more efficient, so that we can better serve our customers and provide a fair return to shareholders. While this is indeed disturbing, as the incremental benefit of low interest rates evaporated long ago, we fear that MetLife likely has more to lose when interest rates actually start to rise. As we pointed out in a post entitled ” Why The Fed Is Trapped: A 1% Increase In Rates Would Result In Up To $2.4 Trillion Of Losses “: What Dimon did not discuss is the P&L impact from the higher yields and dropping bond prices in the long end of the yield curve. And it is here, in the unprecedented duration exposure that central banks have forced everyone into, that the true risk resides.
For the original version including any supplementary images or video, visit http://www.zerohedge.com/news/2016-08-04/metlife-misses-big-feds-low-interest-rates-driving-massive-job-cuts-insurer